At Lighthouse Title we offer a broad range of services to assist you and your clients. If you are in need of something not included below, please give us a call and we will do our best to assist you.

Traditional Settlement Services

• Perform Title Search and assist with clearing title issues found in the search.
• Order and provide title insurance for lenders and owner
• Order and obtain survey. Review survey for encroachments and other possible issues.
• Draft preliminary HUD-1. (We actively work with your lender in order to provide you and your clients a preliminary HUD-1, as accurate as possible, a week prior to closing.)
• Coordinate with lender for preparation of loan package and Settlement Statement.
• Coordinate preparation of Deed of Conveyance with a licensed and well qualified attorney.
  • NOTE: The attorney we work with charges only $75.00 for preparation of the deed. This is one half (or less) than the average cost of attorneys working with the other large title companies in the Northern Virginia area.
• Conduct the closing.
• Act as an escrow agent for rent-back security deposits and other escrowed funds.
• Record Deed of Conveyance and Deed of Trust in the appropriate courthouse.
• Disburse funds.
• Prepare and deliver title insurance policies.

Title Insurance

• We are licensed with multiple insurance underwriters allowing us flexibility.
• We believe that consumers should be entitled to negotiate their title insurance rates and we are in a position to do so.

Power of Attorney

Contact your settlement agent as soon as possible when you determine that a client will be unable to attend closing and will need a power of attorney.

• SELLER: A power of attorney for sale of property should be specific to the property and relatively recent. The title insurance underwriter must approve of the power of attorney prior to closing. The attorney we work with can provide your sellers with a power of attorney which has already been approved by most of the area title insurance underwriters. The fee for this service is $75.00, which you will find is competitive for the Northern Virginia area.
• BUYER: In addition to being approved by the title insurance underwriter, the use of a power of attorney by a purchaser, as well as the form used, must be approved by the lender. Some lenders do not allow the use of a power of attorney and some will mandate the use of an in-house form. For those buyers whose lenders approve the use of a power of attorney and do not have an in-house form, the attorney we work with can prepare a generally accepted power of attorney to purchase property. This power of attorney still has to be approved by the lender, but it has been thoroughly reviewed and includes all the language and powers necessary for use in a purchase and loan transaction. The fee for this service is $75.00, which is competitive for the Northern Virginia area.

Marketing Assistance

• Call us for information about all of our latest marketing materials and programs!

1031 Exchanges

• Lighthouse Title is affiliated with Independent Trustees, Inc. and a fully operational branch runs within the Lighthouse Title offices. Using both Lighthouse Title for settlement services and Independent Trustees, Inc. as the qualified intermediary allows you and your client to make only one phone call to find out the status of both the closing and the 1031 Exchange while helping to eliminate the confusion that sometimes arises due to the two separate transactions.
• For more information click here: 1031 EXHANGE INFO & ASSISTANCE